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Grand Cayman, Cayman Islands
Run the numbers

What can you afford?

Two things decide it: what your income will carry each month, and what your cash will cover on the day. This works out both and tells you which one is binding.

Show figures in
What you earn and owe
The purchase
CI$0

The two limits

The lower of the two is what you can actually buy. Lenders also apply their own criteria, so treat this as a planning figure.

Sources

  1. Stamp Duty (Rates of Duty) (No. 2) Regulations, 2025
    SL 63 of 2025, in force 1 January 2026: the current rates, the concession bands, and linked transactions in a development scheme
  2. Stamp Duty Act (2019 Revision)
    The transfer and mortgage duty rates, and the 45 day deadline
  3. Ministry of Finance: Caymanian concession application
    The first property and second property bands, single and joint
  4. Lands and Survey: stamp duty concessions in Cayman Brac
    0% on undeveloped land and 3% on developed property under CI$2,000,000, and 10% at or above it
  5. Cayman Islands Government: 10% duty at CI$2M and over
    The rate on the whole value once the price reaches CI$2,000,000
  6. Lands and Survey: registry fees
    The CI$50 to register a transfer and CI$50 for a charge
Written by Jerome BaileyReviewed by Janique BaileySources checked 14 October 2026Last updated 14 October 2026Estimates only, not financial or legal advice. Confirm every figure with your attorney and lender before you commit.