Mortgage and stamp duty calculator

Listings that fit 0

Your monthly payment, plus what it really costs to close in the Cayman Islands: stamp duty on the transfer and on the mortgage, Land Registry, legal and bank fees. There is no annual property tax here, so the one-off costs are the ones to plan for. Then see which homes for sale right now fit those numbers.

Property
CI$

Duty is charged on the price or Lands & Survey's market valuation, whichever is higher.

Property type
Buyer

Buying as
Mortgage
Down payment
CI$
%

%
yrs

KYD prime was 6.75% at last check (December 2025) and home loans are usually priced at prime plus a margin. Use your bank's quote.

CI$
CI$
CI$

Add income, cash or both to work out the highest price you can take on, and to rank listings against it.

Monthly running costs
CI$/mo
CI$/mo
% of price

Banks require buildings cover including hurricane, plus life cover assigned to the loan. For a condo the strata usually insures the building, so set this lower and enter strata fees instead.

Fee assumptions
% of price
% of loan

Attorneys typically quote 0.25–1% of the price; banks charge 0.5–1% of the loan.

CI$
CI$
CI$

Furniture and appliances listed separately in the sale agreement are taken off the dutiable value. Keep it realistic; Lands & Survey can reassess.

US$1 =CI$

0.82 is the rate the Land Registry and most listings use. Duty thresholds are set in CI$.

Monthly payment

Cash to close
Closing costs
Loan amount
Total interest

Cash needed at closing

Total cash needed

How the stamp duty was worked out

Paying it down

Loan balance Interest paid so far

Listings that fit your numbers

Homes and land for sale in the Cayman Islands, gathered from CIREBA and the agencies' own websites. Each one is priced through your calculator settings above.

Area
All areas
Sources